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IndustriALL Bangladesh slams revised minimum wage for textile workers

IndustriALL Bangladesh Council, one of the largest platforms of labour organisations with a strong presence in the apparel and textile sectors, has criticised the updated minimum wage for textile workers. They argue that the proposed wage increase is inadequate to support the daily needs of workers and their families.

The government is set to finalise the minimum monthly wage for textile workers at Tk10,000, three months after raising the minimum wage for garment workers to Tk12,500, according to Raisa Afroz, secretary of the Minimum Wage Board.

In a statement issued yesterday, Kutubuddin Ahmed, general secretary of IndustriALL and president of the Bangladesh Garments, Textile and Leather Workers’ Federation, said, “The situation of textile workers in Bangladesh is pitiable. We strongly denounce the proposed wage hike as it is not sufficient to meet the daily needs of workers and their families.”

“It is terrible that the wage board has overlooked workers’ demand for living wages, both in RMG and textile sectors,” he added. 

The current minimum wage for textile workers is Tk5,710, which was fixed in 2018. After the revision of minimum wage RMG workers last year, workers in textile mills also raised their voices for a wage increment.  

IndustriALL Bangladesh in the statement said the cost of living in Bangladesh saw an unprecedented rise last year and in the absence of a wage hike in over five years, textile workers and their families are having a difficult time meeting their daily needs. 

The wage hike is too little when viewed in the context of the inflation rate in the country. The inflation rate rose to 9.86% in January 2024 from 9.41% in December 2023. Prices have risen for clothing, housing, transportation as well as healthcare, said the organisation.

The committee set up by the Labour Ministry to fix the wage for the textile sector did not have proper representation, it mentioned in the statement. 

Atle Høie, general secretary of IndustriALL Global Union, said, “Bangladesh’s wage board needs to take into consideration the rising cost of living while fixing minimum wage. It is unjust that workers are forced to work for poverty wages. IndustriALL calls on the government of Bangladesh to engage with our affiliates and other trade unions, and seriously consider their demands.”

Minimum wage Tk 10K suggested for BD’s cotton textile workers

On 22 February, the minimum wage board suggested Taka 10,000 for the workers in the cotton textile industry of Bangladesh. The current minimum, which was established in 2018, is Taka 5,710.

Figure: On 22 February, the minimum wage board suggested Taka 10,000 for the workers in the cotton textile industry of Bangladesh.  Courtesy: Collected.

Before creating the draft suggestions, the board had separate meetings with the proprietors and staff of a few textile companies across the nation.
Representatives of the Minimum Wages Board stated that the board took into consideration input from employers and employees before approving its draft proposals for sector workers.

According to Raisha Afroz, the minimum wages board secretary, every board member approved the final draft of the minimum pay.

Taka 10,000 is the recommended wage for a worker in grade 10, which is the lowest grade. The base wage is Taka 5,000, the housing rent for the Upazila town is Taka 3,000, the medical benefits are Taka 750, the travel expenses are Taka 400, and the food allowance is Taka 850.

It has been suggested that the district town’s minimum wage Taka 10,350.
The total includes Taka 5,000 for basic salary, Taka 3,250 for housing rent (65% of basic pay), Taka 750 for medical benefits, Taka 500 for travel expenses, and Taka 850 for food allowance.

A minimum monthly salary of Taka 10, 700 has been recommended for the divisional town’s workforce, which includes Taka 5,000 for basic pay, or 70% of the basic pay. Rent for the house is Taka 3,500, medical expenses are Taka 750, transport expenses are Taka 600, and food expenses are Taka 850.

The proposed salary scale for workers in nine more grades was withheld by the wage board secretary.

Shahjahan Saju, the workers’ representative on the wage board, announced that the wage proposals had been finalized and that the total pay for all grades would shortly be published in a gazette notice.

অপ্রচলিত বাজারে পোশাক রপ্তানি : ন্যায্য মূল্য দেয় না ক্রেতারা

অপ্রচলিত বাজারে রপ্তানি আয় বাড়লেও ন্যায্য দাম না পাওয়ায় সার্বিকভাবে চ্যালেঞ্জের মুখে দেশের তৈরি পোশাক খাত। এর ফলে বড় বড় অনেক কারখানা শ্রমিকদের মজুরি দিতে হিমশিম খাচ্ছে। এখনো প্রচলিত বাজার ও প্রচলিত পণ্যের ওপর নির্ভরশীল এ খাত। সরকারের নীতি সহায়তা ও মূল্য সংযোজন করা না গেলে সামনে কঠিন সংকট মোকাবেলা করতে হবে বলে মনে করেন উদ্যোক্তারা।

অপ্রচলিত বাজারে পোশাক রপ্তানি ন্যায্য মূল্য দেয় না ক্রেতারাচলতি অর্থবছরের (২০২৩-২৪) জুলাই-জানুয়ারিতে অপ্রচলিত বাজারে তৈরি পোশাকের রপ্তানি প্রবৃৃদ্ধি হয়েছে ১১.৬৯ শতাংশ। এতে আয় হয়েছে ৫৪৬ কোটি ডলার। এর আগের বছর একই সময়ে এ আয় ছিল ৪৮৯ কোটি ডলার।

তৈরি পোশাক প্রস্তুত ও রপ্তানিকারকদের সংগঠন (বিজিএমইএ) সংকলিত এবং রপ্তানি উন্নয়ন ব্যুরোর (ইপিবি) তথ্য অনুসারে, প্রধান অপ্রচলিত বাজারগুলোর মধ্যে জাপান, অস্ট্রেলিয়া এবং দক্ষিণ কোরিয়ায় রপ্তানি যথাক্রমে ৮.৭৪ শতাংশ, ২৩ শতাংশ এবং ১৭.৫৭ শতাংশ বেড়েছে।

তবে ভারতে আয় কমেছে ২১.৮৬ শতাংশ। এ ছাড়া স্পেন, ফ্রান্স, নেদারল্যান্ডস এবং পোল্যান্ডে রপ্তানি যথাক্রমে ৬.০৫ শতাংশ, ৪.২৫ শতাংশ, ১১.৭৭ শতাংশ এবং ২০.৩০ শতাংশ রপ্তানি আয় বেড়েছে। ইতালিতে কমেছে ১.৮১ শতাংশ। ইউরোপীয় ইউনিয়নে বাংলাদেশের সবচেয়ে বড় রপ্তানি গন্তব্য জার্মানিতে রপ্তানি আয় কমেছে ১৩.৪৬ শতাংশ।

এ সময় আয় হয়েছে ৩৫১ কোটি ডলার। বাংলাদেশের জন্য সবচেয়ে বড় বাজার মার্কিন যুক্তরাষ্ট্রে পোশাক রপ্তানির প্রথম সাত মাসে আয় হয়েছে ৪৭৯ কোটি ডলার, যা এর আগের বছরের একই সময়ের চেয়ে ৩.৯০ শতাংশ কম। যুক্তরাজ্য এবং কানাডায় যথাক্রমে আয় হয়েছে ৩৩১ কোটি ২৯ লাখ ডলার এবং ৮৭ কোটি ১২ লাখ ডলার, যা বছরে ১২.৯৮ শতাংশ এবং ০.৬৮ শতাংশ বেড়েছে।

এই প্রসঙ্গে জানতে চাইলে বিজিএমইএ সভাপতি ফারুক হাসান কালের কণ্ঠকে বলেন, ২০২২ সালের তুলনায় ২০২৩ সালে বাংলাদেশের তৈরি পোশাক খাতের জন্য বড় চ্যালেঞ্জ ছিল। এ সময় বৈশ্বিক বাজারে বাংলাদেশের প্রতিযোগী দেশগুলোর রপ্তানি আয় নেতিবাচক হলেও বাংলাদেশ অনেকটা ভালো করেছে।

তিনি বলেন, ‘এ জন্য নতুন বাজারের প্রতি আমাদের বিশেষ নজর ছিল। দেশগুলোর চাহিদা অনুসারে পণ্য জোগাড় করা এবং বাজার গবেষণায় গুরুত্ব দিয়েছে বিজিএমইএ।’

তিনি বলেন, অপ্রচলিত বাজারের মধ্যে জাপান, কোরিয়া ভালো করছে। তুরস্ক একসময়ের নেতিবাচক রপ্তানি থেকে ঘুরে দাঁড়িয়েছে। রাশিয়া ভালো করছে। বর্তমানে উদ্যোক্তাদের নজর মধ্যপ্রাচ্যের দেশ সৌদি আরব ও আরব আমিরাত।

উদ্যোক্তা এবং আন্তর্জাতিক বাজার ও শ্রম অধিকার নিয়ে কাজ করে লাইলা স্টাইলস লিমিটেডের ব্যবস্থাপনা পরিচালক ও বিজিএমইএ পরিচালক ইমরানুর রহমান। তিনি কালের কণ্ঠকে বলেন, দেশের পোশাক খাতের ভেতরের চিত্র অন্য রকম। মজুরি বাড়লে ক্রেতারা পোশাকের মূল্য বাড়াবে এমন প্রতিশ্রুতি ছিল। বাস্তবে তারা কথা রাখেনি। ফলে অনেক বড় কারখানা মজুরি দিতে হিমশিম খাচ্ছে। ইতিবাচক রপ্তানি প্রবৃদ্ধির কারণ প্রসঙ্গে তিনি বলেন, পোশাকের সঙ্গে অন্যান্য অনুষঙ্গের দাম বেড়েছে। ক্রেতা সিএম (কস্ট অব মেকিং) বাড়াচ্ছে না। News Sources :kalerkantho

Textile workers’ minimum wage set at Tk10,000

The government is set to finalise the minimum monthly wage for textile workers at Tk10,000, three months after raising the minimum wage for garment workers to Tk12,500.

This has sparked debate, with labour leaders calling the new wage “unacceptable” while textile entrepreneurs arguing it is a significant increase compared to previous levels.

Labour leaders have criticised the Tk10,000 minimum wage as insufficient, considering current inflation and market prices. They demanded a wage that reflects the higher cost of living.

In defence of the proposed wage, textile entrepreneurs highlighted a 75% increase compared to the 56% hike in the garment sector. They also emphasised the lighter workload in textile compared to garment work.

Raisa Afroz, secretary of the Minimum Wage Board, told The Business Standard, “The draft of the minimum wage for textile workers has been finalised. A gazette notification will be issued soon in this regard.”

Responding to concerns about the fairness of the proposed wage, she stated that the decision was reached with the consent of both factory owners and workers’ representatives.

The Bangladesh Textile Mills Association (BTMA) website indicates there are 1,780 affiliated factories, covering various operations like spinning, weaving, dyeing, printing, and finishing.

Monsoor Ahmed, acting secretary-general of BTMA, told TBS that these factories employ around 500,000 workers. He noted that considering non-member factories, the workforce could exceed 800,000, although he could not provide the exact number of non-member factories.

He said the proposed minimum wage for textile workers, set at Tk10,000, is not low. He explained that this wage represents a 75% increase, compared to a 56% increase in the garment sector’s wage, which rose from Tk8,000 to Tk12,500.

Md Shahjahan Saju, the worker representative on the wage board for the textile sector, told TBS, “Our initial demand was Tk25,600. However, all parties on the board settled on Tk10,000.”

While he believed this wage did not align with current market prices, he eventually accepted it, noting unanimous agreement during the meeting and acknowledging the higher rate of increase compared to the garment sector.

Taslima Akhter, president of the Bangladesh Garment Sramik Sanghati, told TBS that the proposed wage is “unacceptable” because workers cannot afford to live on it due to current inflation.

“We have talked about a minimum wage of Tk25,000 for garment workers. Now the same demand is being raised in different sectors. We want the government to review this wage for textile workers and increase it in line with the market prices,” she added.

The wage increase for garment workers has been effective since last December, although many organisations had requested a minimum wage of Tk23,000, the government settled on Tk12,500. Tragically, four workers lost their lives during the movement advocating for the wage increase.

Following the wage increase in the garment sector, similar demands arose in the textile industry. Dissatisfaction was evident in various factories in Gazipur and Savar.

After approximately a month, the wage for this sector will be finalised. The last minimum wage for textile workers was set in 2018 at Tk5,710.

Wages in the textile sector are classified into 10 grades, similar to before. The minimum wage in the 10th grade varies based on location: Tk10,700 in divisional cities, Tk10,350 in district cities, and Tk10,000 in upazilas and other areas. The highest grade, number one, will be Tk15,273.

Unlike the garment sector, the textile sector lacks a strong and organised trade union or federation. News Sources : tbsnews

RBH Unit: Leading the way in sustainable RMG practices

Bangladesh’s RMG industry has excelled in the field of sustainability, and the noteworthy aspect is that, without complacency, both individual and collective efforts persist, enhancing the sustainable efforts. One such initiative is BGMEA’s Responsible Business Hub (RBH) unit, a part of the Future Center, which was launched recently.

Nestled within BGMEA, the Future Center oversees projects related to sustainability and socio-economic aspects of the industry. These projects aim to ensure the industry’s long-term sustainability and prosperity.  The RBH unit, established in both the Dhaka and Chattogram offices of BGMEA, is poised to play a vital role in realising Bangladesh RMG industry’s Sustainability Strategic Vision 2030.

This unit is the primary resource for its members regarding any inquiries related to matters concerning environmental and human rights as well as evolving compliance legislation on sustainability. Right now, a fantastic team of six hardworking individuals, overseen by Sheikh H.M. Mustafiz (Chairman, Standing Committee on Sustainability, BGMEA) and Wasim Zakariah (Chairman, Standing Committee on SDG Affairs, BGMEA), is at the forefront. They’re providing advisory support, raising awareness and guiding manufacturers on Human Rights and Environmental Due Diligence (HREDD) standards. It’s a bold step in line with BGMEA’s commitment to drive positive changes in the RMG industry.

Reasons for starting the RBH unit

Every day, the European Union (EU) rolls out strict sustainability laws. The most recent addition, the EU Corporate Sustainability Due Diligence Directive, given the green light in 2022, is set to come into effect across Europe in 2024. This directive will make it obligatory for businesses throughout the continent to adhere to human rights and environmental due diligence standards.

Given the significant presence of several major fashion brands in Europe, coupled with the fact that over 50 per cent of Bangladesh’s RMG sector exports head to the EU, the upcoming environmental regulations are poised to impact the country’s apparel sector. Brands and retailers subjected to due diligence regulations in Germany and other countries are expected to tighten their criteria for suppliers, such as risk assessments and supply chain transparency.

Nestled within BGMEA, the Future Center oversees projects related to sustainability and socio-economic aspects of the industry. These projects aim to ensure the industry’s long-term sustainability and prosperity. The RBH unit, established in both the Dhaka and Chattogram offices of BGMEA, is poised to play a vital role in realising Bangladesh RMG industry’s Sustainability Strategic Vision 2030.

Therefore, factory managers and sustainability officers are eager to gain a deeper understanding of their responsibilities related to responsible business practices. They also need access to certified guidance. The RBH unit plans to play a big role in meeting these needs by creating a special section just for sustainability and due diligence, providing these services to its members.

“Expected to be enacted in the coming years, this EU initiative will mandate companies to address adverse impacts in their supply chains globally. In response to these regulatory shifts, the BGMEA has established an RBH unit,” says Sheikh H.M. Mustafiz, while adding, “To prepare for future business interactions with German and European companies, manufacturers embracing these changes will be well-positioned.”

Training is the key 

Picture a centre that transforms due diligence and sustainability into something exciting! It’s not your typical training; it’s a whole new approach where the RBH unit brings in a fresh perspective, blending training programmes with a spotlight on Environment, Social and Governance (ESG) initiatives.

In getting factories onboard with HREDD and Sustainability Data Management, this initiative places various training programmes at the forefront. BGMEA recently organised a factory onboarding event, drawing in 85 participants from 52 factories.

But here’s the essence – this training isn’t a mere checkbox exercise. It’s about empowering professionals diving into Key Performance Indicators (KPIs), transforming them into more than just numbers. It’s a deep dive into the ESG sector, learning how to gather and measure data, interpret it accurately and spot common errors.

BGMEA’s senior management and team during the factory onboarding program
BGMEA’s senior management and team during the factory onboarding program

And the spotlight is on the Human Rights and Environmental Due Diligence masterclass. The unit is simplifying the fundamentals, taking the intimidation out of due diligence. Guiding principles become its toolkit and the OECD Due Diligence checker serves as its guide. When it comes to supply chain mapping and risk assessment, think of them as the tools necessary to create a positive impact.

When the day wraps up, these professionals don’t just depart as trainees – they leave feeling empowered. They’re equipped to steer their garment factories through the currents of change.

“The positive impact of our effort and training is that experts are there to guide and to overcome whatever challenge professionals face in the implementation of sustainable initiatives. The RBH unit is working to develop an online data disclosure platform that will be functionalised and implemented for collecting and publishing data on ESG performance. It will work as a one-stop service intended to give value to BGMEA members and promote consistency and continuity in BGMEA’s sustainability initiatives,” concludes Wasim.

যে কারণে মিরসরাইয়ের বঙ্গবন্ধু শেখ মুজিব শিল্পনগরে শ্রমিকসংকট

চট্টগ্রামের মিরসরাইয়ের বঙ্গবন্ধু শেখ মুজিব শিল্পনগরে অবস্থিত বেপজা অর্থনৈতিক অঞ্চলে প্রথম পোশাক কারখানা হিসেবে উৎপাদন শুরু করেছে খাইশি লিনজেরি বাংলাদেশ লিমিটেড। চীনা মালিকানাধীন এই প্রতিষ্ঠান শতভাগ রপ্তানিমুখী। প্রতিষ্ঠানটি এখন পর্যন্ত দক্ষ-অদক্ষ মিলিয়ে ৭০০ শ্রমিক নিয়োগ দিয়ে সীমিত পরিসরে পণ্য উৎপাদন করছে। তবে কারখানাটির সব কটি ইউনিট চালু হলে মোট ১১ হাজার মানুষের কর্মসংস্থান হবে।

একইভাবে বেপজার (বাংলাদেশ রপ্তানি প্রক্রিয়াকরণ এলাকা) এই অর্থনৈতিক অঞ্চলে কেপিএসটি নামে জুতার কাঁচামাল তৈরির একটি কারখানাও উৎপাদন শুরু করেছে। এটিও চীনা মালিকানাধীন। প্রতিষ্ঠানটির লক্ষ্য ৮ মিলিয়ন বা ৮০ লাখ মার্কিন ডলার বিনিয়োগে বছরে ৩০ মিলিয়ন বা তিন কোটি জোড়া জুতার কাঁচামাল তৈরি করা। কিন্তু তারা এখনো নিজেদের চাহিদা অনুযায়ী নারী শ্রমিক না পেয়ে চিন্তিত বলে জানা গেছে।

কেপিএসটির মানবসম্পদ কর্মকর্তা মো. মঞ্জুর ইসলাম প্রথম আলোকে বলেন, ‘আমাদের কারখানায় এখন স্বল্প পরিসরে উৎপাদন হচ্ছে। কারখানা চালাতে পুরুষ শ্রমিক পাওয়া গেলেও নারী শ্রমিক পেতে কষ্ট হচ্ছে।’

এই শিল্পনগরে শ্রমঘন শিল্পে বিনিয়োগ করা বিভিন্ন প্রতিষ্ঠানের উদ্যোক্তা, কর্মকর্তাদের সঙ্গে কথা বলে জানা যায়, আবাসন ও গণপরিবহন-সংকটের কারণে ঠিকমতো শ্রমিক পাওয়া যাচ্ছে না, যা তাঁদের কপালে চিন্তার ভাঁজ ফেলে দিয়েছে।

বিনিয়োগকারীরা বলছেন, বঙ্গবন্ধু শেখ মুজিব শিল্পনগর এলাকায় আবাসন ও গণপরিবহন-সংকটের কারণে এখানে চট্টগ্রাম শহরসহ দূরের শ্রমিকেরা কাজ নিতে চাইছেন না। যে কারণে প্রতিষ্ঠানগুলো দক্ষ শ্রমিকের সংকটে পড়েছে।

মিরসরাইয়ে ৩৩ হাজার ৮০৫ একর জায়গার ওপর গড়ে ওঠা বঙ্গবন্ধু শেখ মুজিব শিল্পনগরে এরই মধ্যে উৎপাদনে গেছে সাতটি শিল্পপ্রতিষ্ঠান। এসব প্রতিষ্ঠানের মধ্যে বেপজা অর্থনৈতিক অঞ্চলের ৩টি। সেখানে বিশেষ করে শ্রমঘন প্রতিষ্ঠানগুলো শ্রমিকসংকটে পড়েছে।

জানতে চাইলে বেপজা অর্থনৈতিক অঞ্চলের খাইশি লিনজেরি বাংলাদেশ লিমিটেডের মানবসম্পদ কর্মকর্তা মো. জামান উল্ল্যাহ প্রথম আলোকে বলেন, ‘বঙ্গবন্ধু শেখ মুজিব শিল্পনগরের বেপজা অর্থনৈতিক অঞ্চলে রপ্তানিমুখী পোশাক কারখানা হিসেবে আমরাই প্রথম উৎপাদনে গিয়েছি। এই কারখানায় আমরা দক্ষ-অদক্ষ মিলে ৭ হাজার শ্রমিক নিয়োগ দেব। তবে কারখানার সব কটি ইউনিট চালু হলে ১১ হাজার মানুষের কর্মসংস্থান হবে। তবে আবাসন ও গণপরিবহন-সংকটের কারণে এখানে শ্রমিক পাওয়া বেশ কষ্টসাধ্য হয়ে পড়েছে। এলাকায় মাইকিংসহ নানাভাবে প্রচার-প্রচারণা চালিয়েও শ্রমিক পাওয়া যাচ্ছে না।’

খাইশি লিনজেরি বাংলাদেশের পরিচালক শিয়াও হং শি প্রথম আলোকে বলেন, ‘রপ্তানিমুখী পোশাক তৈরির বিভিন্ন খাতে আমরা ১১ মিলিয়ন ডলার বিনিয়োগ করব। এরই মধ্যে আমাদের নারীদের পোশাক তৈরির একটি ইউনিট উৎপাদনে এসেছে। তবে এখানে শ্রমিকসংকট চিন্তায় ফেলেছে আমাদের। শ্রমিকসংকট নিরসনে বাংলাদেশ অর্থনৈতিক অঞ্চল কর্তৃপক্ষ (বেজা) ও বেপজার সঙ্গে আমাদের কয়েক দফা বৈঠক হয়েছে। তারা সহযোগিতার মনোভাব দেখিয়েছে। আশা করি, এ সংকট কাটিয়ে দ্রুতই পুরোদমে উৎপাদনে যাব আমরা।’

এ নিয়ে প্রথম আলোর সঙ্গে কথা বলেন মিরসরাই বেপজা অর্থনৈতিক অঞ্চলের প্রকল্প পরিচালক মোহাম্মদ এনামুল হক। তিনি বলেন, ‘বঙ্গবন্ধু শেখ মুজিব শিল্পনগর ও বেপজা অর্থনৈতিক অঞ্চলে পোশাকসহ বেশ কিছু কারখানা উৎপাদনে গেছে। এর মধ্যে বেপজা অর্থনৈতিক অঞ্চলে বিনিয়োগ করা দু-একটি প্রতিষ্ঠান শ্রমিক-সংকটের বিষয়টি আমাদের জানিয়েছে। বঙ্গবন্ধু শেখ মুজিব শিল্পনগরে শ্রমিক আবাসন সমস্যা নিরসন ও পরিবহন চালুর বিষয়ে প্রধানমন্ত্রীর কার্যালয় ও বিআরটিসির চেয়ারম্যানের সঙ্গে আমাদের কয়েক দফা আলোচনা হয়েছে। আশা করছি, দ্রুতই এই সংকটের সমাধান হবে।’

বঙ্গবন্ধু শেখ মুজিব শিল্পনগরে বাংলাদেশ রপ্তানি প্রক্রিয়াকরণ এলাকা (বেপজা) ১ হাজার ১৩৮ একর জায়গার ওপর ৫৩৯টি শিল্প প্লটের আলাদা একটি অর্থনৈতিক অঞ্চল স্থাপন করছে। সেখানে ইতিমধ্যে জুতার কাঁচামাল, পোশাক ও ফোম তৈরির তিনটি কারখানা উৎপাদনে গেছে। শিল্পকারখানা করতে এখন পর্যন্ত বিভিন্ন প্রতিষ্ঠান বরাদ্দ নিয়েছে ১৫০টি প্লট। News Sources :prothomalo

ক্ষুদ্র ও মাঝারিদের ঋণ দিতে চাওয়া হলো ৫০০ কোটি টাকা 

উদ্যোক্তাদের ঋণ দিতে সরকারের কাছে নতুন করে ৫০০ কোটি টাকা বরাদ্দ চেয়েছে শিল্প মন্ত্রণালয়ের অধীন প্রতিষ্ঠান ক্ষুদ্র ও মাঝারি শিল্প (এসএমই) ফাউন্ডেশন। আগামী ২০২৪-২৫ অর্থবছরে বাজেট–সহায়তা হিসেবে এ তহবিল চেয়েছে তারা। একই সঙ্গে এই ঋণের সুদহার ৭ শতাংশ করার বিষয়েও অনুমোদন চাওয়া হয়েছে। 

এসএমই ফাউন্ডেশন সূত্রে জানা গেছে, করোনার সময় সরকার প্রণোদনা হিসেবে তাদের যে অর্থ বরাদ্দ দিয়েছিল, তা দিয়ে দুই দফায় ঋণ বিতরণ করা হয়েছে। বর্তমানে এসএমই ঋণের চাহিদা বেড়েছে। কিন্তু তাদের কাছে পর্যাপ্ত তহবিল নেই। এ জন্য নতুন তহবিল বরাদ্দের আবেদন করা হয়েছে। সে অনুযায়ী নতুন তহবিল বরাদ্দ ও সুদহার পুনর্নির্ধারণের বিষয়ে শিল্প মন্ত্রণালয় সম্প্রতি অর্থ মন্ত্রণালয়ের অর্থ বিভাগকে চিঠি দিয়েছে। এসএমই ফাউন্ডেশনের চাহিদার ভিত্তিতে অর্থ মন্ত্রণালয়ে ওই চিঠি পাঠিয়েছে শিল্প মন্ত্রণালয়।

এসএমই ফাউন্ডেশনের কর্মকর্তারা প্রথম আলোকে জানান, করোনা মহামারির সময় প্রধানমন্ত্রীর ঘোষিত বিশেষ প্রণোদনা প্যাকেজের আওতায় এসএমই ফাউন্ডেশনকে ৩০০ কোটি টাকা বরাদ্দ দেওয়া হয়েছিল। পরবর্তী সময়ে আদায়কৃত ঋণের অর্থ ও নিজস্ব তহবিলের অর্থের সমন্বয়ে একটি রিভলভিং ফান্ড বা ‘ঘূর্ণমান তহবিল’ গঠন করে এসএমই ফাউন্ডেশন। তহবিলটি থেকে ২৯৪ কোটি টাকা ঋণ দেওয়া হয়। এই ঋণের বেশির ভাগ অর্থ এখনো ফেরত আসেনি। এ ছাড়া নতুন করে কোনো ঘূর্ণমান তহবিল গঠনের মতো অর্থও সংস্থাটির কাছে নেই। 

চাহিদার তুলনায় বর্তমানে আমাদের তহবিলের স্বল্পতা রয়েছে। এ জন্য নতুন তহবিল চেয়েছি। বর্তমানে ব্যাংক যে হারে সুদ ও অন্যান্য পরিষেবার মাশুল নেয়, তার তুলনায় ৭ শতাংশ অনেক কম। এ জন্য সুদহার বাড়ানোর জন্য আবেদন করা হয়েছে।

মো. মাসুদুর রহমান, চেয়ারপারসন, এসএমই ফাউন্ডেশন

জানতে চাইলে বেসরকারি গবেষণা প্রতিষ্ঠান সেন্টার ফর পলিসি ডায়ালগের (সিপিডি) নির্বাহী পরিচালক ফাহমিদা খাতুন প্রথম আলোকে বলেন, ক্ষুদ্র উদ্যোক্তাদের শিল্প স্থাপন ও কর্মসংস্থান বৃদ্ধির জন্য ঋণের অনেক চাহিদা রয়েছে। তবে বাণিজ্যিক ব্যাংকগুলো সাধারণত ছোট আকারের ঋণ সরাসরি দিতে চায় না। এ জন্য এসএমই ঋণের পরিধি বাড়ানো প্রয়োজন।

শিল্প মন্ত্রণালয়ের চিঠিতে বলা হয়েছে, দেশব্যাপী ঘূর্ণমান তহবিল কর্মসূচি সম্প্রসারণের চাহিদা ও সুযোগ থাকার পরও কাঙ্ক্ষিত অর্থ না পাওয়ায় তা করা সম্ভব হচ্ছে না। ফলে আরও ৫০০ কোটি টাকার তহবিল দেওয়া হলে আগের অর্থসহ মোট ৮০০ কোটি টাকার ঘূর্ণমান তহবিল গঠন করা সম্ভব হবে; যা দিয়ে ৫ হাজার প্রান্তিক উদ্যোক্তাকে ঋণের আওতায় আনা যাবে। 

এসএমই ফাউন্ডেশনের মহাব্যবস্থাপক নাজিম হাসান সাত্তার বলেন, ‘এসএমই ঋণের ক্ষেত্রে আমরা সম্ভাবনাময় ও সরকারের অগ্রাধিকারপ্রাপ্ত উৎপাদন ও সেবা খাতের উদ্যোক্তাদের প্রাধান্য দিই। তাদের মধে৵ ঋণের জন্য কেমন চাহিদা রয়েছে, তা জানতে সম্প্রতি ব্যাংকগুলোর মাধ্যমে একটি সমীক্ষা করা হয়। তাতে ৫০০ কোটি টাকার চাহিদা পাওয়া গেছে। সেটি আমরা শিল্প মন্ত্রণালয়ের মাধ্যমে অর্থ বিভাগকে জানিয়েছি।’

সুদের হার ৭% করার আবেদন

সরকারি-বেসরকারি ২০টি ব্যাংক ও আর্থিক প্রতিষ্ঠানের মাধ্যমে উদ্যোক্তাদের মধ্যে ঘূর্ণমান তহবিলের ঋণ বিতরণ করেছে এসএমই ফাউন্ডেশন। এই ঋণের সুদহার ছিল ৪ শতাংশ; যার পুরোটাই ব্যাংক পেত। তবে ঘূর্ণমান তহবিলের নতুন ঋণের ক্ষেত্রে সুদহার ৭ শতাংশ করতে চায় সংস্থাটি। এ জন্য অর্থ বিভাগের কাছে আবেদন জানিয়েছে তারা। প্রস্তাবিত ৭ শতাংশ সুদের মধ্যে ৫ শতাংশ পাবে বিতরণকারী ব্যাংক বা আর্থিক প্রতিষ্ঠান। বাকি ২ শতাংশ পাবে এসএমই ফাউন্ডেশন, যা উদ্যোক্তাদের দক্ষতা ও সক্ষমতা বৃদ্ধির কাজে ব্যবহার করা হবে। 

ক্ষুদ্র উদ্যোক্তাদের শিল্প স্থাপন ও কর্মসংস্থান বৃদ্ধির জন্য ঋণের অনেক চাহিদা রয়েছে। তবে বাণিজ্যিক ব্যাংকগুলো সাধারণত ছোট আকারের ঋণ সরাসরি দিতে চায় না। এ জন্য এসএমই ঋণের পরিধি বাড়ানো প্রয়োজন।

ফাহমিদা খাতুন, নির্বাহী পরিচালক, সেন্টার ফর পলিসি ডায়ালগ

এসএমই ফাউন্ডেশনের চেয়ারপারসন মো. মাসুদুর রহমান প্রথম আলোকে বলেন, ‘চাহিদার তুলনায় বর্তমানে আমাদের তহবিলের স্বল্পতা রয়েছে। এ জন্য নতুন তহবিল চেয়েছি। বর্তমানে ব্যাংক যে হারে সুদ ও অন্যান্য পরিষেবা মাশুল নেয়, তার তুলনায় ৭ শতাংশ অনেক কম। এ জন্য সুদহার বাড়ানোর আবেদন করা হয়েছে।’

ঋণ পেয়েছেন ৬,০৬৬ জন

এসএমই ফাউন্ডেশন সূত্রে জানা গেছে, প্রতিষ্ঠানটির মাধ্যমে প্রণোদনা প্যাকেজ ও ঘূর্ণমান তহবিল থেকে এখন পর্যন্ত ৬ হাজার ৬৬ জন উদ্যোক্তা ঋণসুবিধা পেয়েছেন। এর মধ্যে সরকারের প্রণোদনা প্যাকেজের ৩০০ কোটি টাকা পেয়েছেন ৩ হাজার ১০৮ জন উদ্যোক্তা। আর ফেরত পাওয়া অর্থে গঠিত ঘূর্ণমান তহবিল থেকে ২৯৪ কোটি টাকা ঋণ দেওয়া হয়েছে ২ হাজার ৯৭৮ জনকে।

ঘূর্ণমান তহবিল থেকে ঋণ পাওয়া উদ্যোক্তাদের মধ্যে ৭৫ শতাংশ পুরুষ ও ২৫ শতাংশ নারী। ব্যবসার ধরন অনুসারে সবচেয়ে বেশি ঋণ পেয়েছেন উৎপাদন খাতের উদ্যোক্তারা। এরপর ব্যবসা ও ভ্যালু চেইন এবং সেবা খাতের অবস্থান।

শিল্প মন্ত্রণালয়ের উদ্যোগে ২০০৭ সালে অলাভজনক প্রতিষ্ঠান হিসেবে এসএমই ফাউন্ডেশনের যাত্রা শুরু হয়। প্রতিষ্ঠার পর থেকে ‘ক্রেডিট হোলসেলিং’ নামে বিশেষ কর্মসূচির মাধ্যমে উদ্যোক্তাদের ঋণ দিত সংস্থাটি। ২০০৯ থেকে ২০২০ সাল পর্যন্ত প্রায় ২ হাজার ২০০ উদ্যোক্তার মধে৵ সংস্থাটি ১২২ কোটি টাকা বিতরণ করে। তবে বর্তমানে শুধু ঘূর্ণমান তহবিল থেকে ঋণ দিচ্ছে এসএমই ফাউন্ডেশন। News Sources :prothomalo

$65b in apparel export earnings, one million jobs at risk due to extreme heat, flooding: Study

Extreme heat and flooding could lead to a loss of over $65 billion in export earnings and nearly one million jobs by 2030, affecting major production hubs including Bangladesh, reveals a study.

The research titled “Climate Resilience and Fashion’s Costs of Adaptation” done by Cornell University and Schroders, in collaboration with Mapped in Bangladesh (MiB) and Cornell University’s School of Industrial and Labor Relations (ILR) Global Labor Institute (GLI), pinpoints the dire consequences of climate change on apparel production hubs in Bangladesh as well as Cambodia, Pakistan, and Vietnam. 

“By 2030, these regions could face a substantial loss of nearly $65 billion in export earnings and almost 1 million jobs due to climate-induced disruptions,” reads a press release.

Executive Director of GLI Jason Judd presented the study’s findings at an event in Dhaka today (28 February).

“It is imperative for investors to engage with apparel companies and their stakeholders. The current gap in risk management strategies often overlooks adaptation measures,” he said.

The study also examined the supply chain footprint of six global apparel brands and showed the impact of extreme weather conditions on workers and manufacturers, reads the release.

The study’s analysis also underscores the widespread risk of heat and flooding across 32 apparel production hubs, which may need social protection mechanisms and climate adaptation finance to mitigate the impacts on workers and manufacturers. 

Judd called for the establishment of social protection mechanisms and the commitment of climate adaptation finance to safeguard apparel workers against the effects of climate change.

The presentation also stressed the need for a collective response, including global and national bargaining, to address the challenges faced by the apparel sector.

At the commencement of the event, Afshana Choudhury, lead operations officer at MiB, in her opening speech, addressed that MiB and its implementing partner BRAC University’s Centre for Entrepreneurship Development (CED) are proud to be a part of the study by providing necessary data support to Cornell University.

She highlighted the policy implications of the study in navigating the challenges and opportunities presented by climate change in the fashion industry.

Following the keynote presentation, a panel discussion took place featuring voices from the Bangladesh RMG industry, labour rights organisations, and academia. 

Each panellist provided unique perspectives on the study’s implications for the Bangladesh RMG industry.

Sheikh H M Mustafiz, managing director of Cute Dress Industry Ltd, discussed economic and operational implications, emphasising the need for investment and innovation to ensure long-term sustainability and competitiveness.

Kazy Mohammad Iqbal Hossain, climate action lead – global supply chain at Lindex spoke about brand responsibility and the importance of collaborative efforts to address climate challenges.

Nazma Akter, founder and executive director of Awaj Foundation, highlighted the study’s significance for labour rights and worker welfare, stressing the need for climate-resilient practices that protect both the environment and workers.

Professor Matin Saad Abdullah, technical lead at MiB and professor at the Department of CSE at BRAC University, highlighted the academic and technical opportunities arising from the research and data, emphasising the role of the academic community and investors in supporting industry-wide change.

The event was presided over by Professor Mohammad Mahboob Rahman, treasurer of BRAC University, who facilitated the panellist session and open floor discussion.

How 20,000 homes in North turn into mini-factories

Entrepreneurs say the textiles produced in this region cater to the winterwear requirements of around 70% of the country’s low-income population with an annual turnover of around Tk1,000 crore

Standing before his impoverished community in Gaibandha in the ’50s, Abdur Rahim had a vision: a transformation powered by loom machines.

This was much before the country’s readymade garment sector boom, the main driving force of the economy today.

What stood before Rahim at the time, however, were straw and mud homes, and a local economy still searching for a spark.

Map: TBS

Map: TBS

Abdur Rahim, from Kochashahar union in Gobindaganj upazila of the district, travelled to Dhaka and started working in a sweater factory.

For 10 years, he learned the ins and outs of the trade.

Around 1960, he brought some people from the union to Dhaka, trained them to weave sweaters, socks, and mufflers, and sent them to Gaibandha.

He also helped them purchase handlooms from Kolkata to start their own factories.

After 1971, this small garment industry spread to three other neighbouring unions of the district.

The fuse was lit. The industry has steadily expanded since then.

A mechanic works in his workshop repairing loom machines used in surrounding small garment factories in Kochasahar union under Gobindaganj upazila of Gaibandha. The photo was taken recently. Photo: Rajib Dhar

A mechanic works in his workshop repairing loom machines used in surrounding small garment factories in Kochasahar union under Gobindaganj upazila of Gaibandha. The photo was taken recently. Photo: Rajib Dhar

A manifestation complete 

The Gaibandha of today looks nothing like what Abdur Rahim saw before him almost a century ago.

If you venture into any neighbourhood along the winding road leading to some of the villages, you will be greeted by a rhythmic clack-clack sound.

For any newcomer traversing these roads, it evokes a distinct sensation.

You will swiftly grasp the source of this noise and activity upon spotting large and small-sized looms in the verandas of the houses.

The looms are diligently crafting various types of winter clothing, each imbued with the essence of the community’s industrious spirit.

Within these households, women can be seen engaged in different tasks. Some meticulously cut threads, others carefully package the finished garments, while still others refine the woven fabric.

Approach any residence in around 50 villages in Kochashahar, Mahimganj, and Shalmara unions in Gobindaganj and Syedpur union of Shivganj upazila, and the curious whirring noise will instantly fill in the air.

Some residences also house larger factory units within their boundaries.

Photo: Rajib Dhar

The operations of these factories typically span from July through February. Some factories also operate year-round, collectively employing over 1 lakh people.

Aside from the facelift it gave Gaibandha, the transformation has also been felt in people’s fortunes.

Meet Hamidul Haque, the owner of Nasima Hosiery.

Standing outside his factory on a crisp February morning, Hamidul’s words are initially drowned out by six automatic electronic power looms churning out cardigans for women and sweaters for school students in the village of Chhaighoria, within the Kochashahar union.

“Once, I had nothing except the house and a small piece of land. Now, I own about 10 bighas of arable land. This factory has been built in a 3,000-square-foot large brick house in the village. Additionally, there is a two-storey house on 8 acres of land in Gobindaganj,” he says proudly.

Hamidul told The Business Standard that during the Pakistan period, his father used to produce socks and mufflers on a hand-operated loom.

Following production, his father would travel to various markets across the country to sell wholesale and retail.

“Nowadays, with the changing times, the business has expanded. Wholesalers from every region of the country now come to this area to purchase winter clothes.”

He further mentioned that his factory, with some 20 workers, produces around Tk50 lakh worth of cloth annually.

Photo: Rajib Dhar

Photo: Rajib Dhar

Entrepreneurs say the textiles produced in this region cater to the winterwear requirements of around 70% of the country’s low-income population with an annual turnover of around Tk1,000 crore.

If only Abdur Rahim were here to see it

The transformation that the industry has triggered in the economic, educational, health, and employment sectors within the areas is remarkable.

Unemployment rates in the area have plummeted, paralleled by a significant decrease in crime rates.

Women, too, have been empowered through active participation in this sector.

The standard of living in these villages far surpasses that of neighbouring areas, drawing workers from nearby villages to partake in the burgeoning industries.

Previously, many residents sought employment as wage labourers in distant areas during paddy and sugarcane seasons. However, such migration has now stopped, with ample opportunities available locally.

Currently, almost every household in these villages has either a pucca or semi-pucca structure. Every village has several public and private educational institutions.

A significant number of agent banking branches and private clinics have been established in the markets adjacent to the villages. Moreover, there are also some mobile phone sales centres and broadband internet service providers in the areas.

However, local entrepreneurs point out that the industry is not progressing at the expected rate due to the lack of support or assistance from the government.

Desired success is hindered by the absence of government loan assistance, modern training for artisans, and proper market management.

Entrepreneurs in the area suggest that if the country’s prominent entrepreneurs invest in this region, it is possible to transform this industry into an export-oriented sector beyond the domestic market by producing high-quality textiles at a low cost.

The ambience of change 

Local people say the number of these small factories is highest in Pepulia village next to Chhaigharia.

Amjad Mia, a 36-year-old from Pepulia village, manufactures hand and foot socks with three handlooms.

Reflecting on his journey, Amjad said, “In 2011, I bought an old hand-operated loom by taking a loan. For the first two years, I sold my own products by visiting different markets. I bought two more machines after that.

“Now, my family is doing very well relying on these three machines. I can deposit a significant amount of money in the bank every year.”

Around 900 of the 1,100 families in the village are making a good living like Amzad by operating small factories with one or two such machines.

Arif Hossain, an assistant teacher at Pepulia Government Primary School, said the number of students in the schools of this area is much higher compared to schools in other areas, and the dropout rate is very low.

Saghata upazila is situated northeast of Gobindaganj upazila.

Around 10,000 workers from Saghata are employed in these areas. Moshiur Rahman, from Balua village in Saghata, works in a factory in Kochashahar.

Photo: Rajib Dhar

“Not only for employment, but we also visit the markets of this area for various purchases, covering a distance of about 20km. Every day, several MBBS doctors from Bogura, Gaibandha, and Rangpur come to provide medical services at various clinics in the area. We also visit here to avail ourselves of these services,” he said.

These textile factories in these 50 villages are now considered small and cottage industries.

According to local government officials, there are around 7,600 small and cottage industries producing winter clothes with a trade licence from the union parishad in Kochashahar, 5,100 factories in Mahimganj, 4,300 in Shalmara, and 1,480 in Sayedpur union.

Zahurul Islam, chairman of Kochashahar Union Parishad, said besides having a trade licence, many small entrepreneurs are producing textiles in these areas, and the number of such factories will exceed 20,000.

There are several large factories in the area where the owners have invested crores of taka.

Sarkar Hosiery in the Mukudpur area began production of mufflers and socks in 1986 with a handloom.

Now, the factory boasts 600 jacquard machines, with around 800 workers employed.

Abdul Al Sarkar, the owner of Sarkar Hosiery, said there are more than 20 large factories in the area, each employing over 500 workers.

These large factories collaborate with many renowned garment companies from the capital to manufacture and export winter clothes, through subcontracts.

Most of the yarn used for all the garments made in these areas is collected from fabric scraps, locally known as “jhut”.

The majority of the yarn in this area comes from Shaolpara in Dupchachia of Bogura.

Entrepreneurs say there are more than a thousand businessmen in Shaolpara who collect jhut and abandoned yarn from various garment factories in Dhaka and repurpose it into yarn suitable for textile production. Around 90% of the yarn from Shaolpara is used in the Gobindaganj area.

How the industry empowered women

Gobindganj Upazila Parishad Chairman Abdul Latif said about 30,000 women in these areas are directly involved in this industry. Many own their own factories, while others work as employees in factories owned by others.

Sophia Begum, a woman in her 50s from Pantamari village in Mahimaganj union, operates six machines in her factory. The annual sales of the products produced by her factory amount to about Tk40 lakh. Following the death of her husband Ahsan Uddin about 15 years ago, Sophia took over the business herself.

“I have a family of six members, and I manage everything. Four boys and girls are studying with the income from the factory. One of my daughters is in the last semester of her BBA programme at a private university in Dhaka. With my own earnings, I built a two-storey house on 10 kathas of land. I have also purchased four acres of land in Gaibandha town, where I plan to build a four-storey house by 2025,” she said.

“Not only me, but many women run their own factories, all of them are self-employed,” she added.

The name of Sophia’s factory is Sophia Hosiery. All 20 technicians working in this factory are women.

One of them, Umme Kulsum, said, “I have been working in this factory for 10 years. Work lasts for 6-7 months in a year. My house is in Balua village of the neighbouring Saghata upazila.

“I commute 10 kilometres daily. My husband is a van driver. We have two children. The income I earn here is used for family expenses as well as the education expenses of my son and daughter. Now we are doing quite well.”

Kulsum’s daughter is the elder of the two children. The proud mother said, “She is the first girl in her class. She wants to be a doctor. I will save the money needed to fulfil my daughter’s dream of becoming a doctor, and I will support her in her studies as necessary.”

Photo: Rajib Dhar

Photo: Rajib Dhar

Transformation of a village 

A village beside Majhpara in the north of Shibganj upazila, Bogura, had been known as “Benne Para” since the British period. Locals dubbed the villagers as low-caste people, hence the name Benne Para in the local language. The village is located in Kochshahar union along with the southernmost village of Chhaigharia.

Khairuzzaman, a 64-year-old resident of Chhaigharia, told TBS that the people of Benne Para had been making a living by engaging in various low-class jobs for many years. Some individuals were involved in petty theft and pickpocketing. However, over time, the village earned the name “Karigar Para” as its residents became involved in small garment industries.

Asir Uddin, a small garment entrepreneur from Karigar Para, said, “When the condition weaving factory industry in the Kochashahar area was at its peak around 1990, I sold 1 bigha of land and purchased two hand-operated weaving machines. I installed them at home and began working myself after receiving two weeks of training from local artisans in the Nayarhat area. Later, I taught my son the techniques.

“Most of the people in my village were impoverished and low-minded. They were engaged in undesirable and low-quality work. After me, two other weavers started working in the sector. I have assisted many individuals in advancing in this field.”

“Gradually, this industry developed in the homes of about 300 families in this village. In 2004, with the assistance of the chairman of the union parishad and the local MP, the name of the village was changed to Karigar Para.”

“There are no needy people in this village now. Even those who cannot afford to own a factory earn well by working in other factories,” he added.

Sabuj Mia, a resident of this village, said, “I do not own a machine, but I can earn around Tk2 lakh-Tk2.5 lakh annually by working in factories. My wife also earns around Tk1 lakh to Tk1.5 lakh annually. With this income, my son and daughter continue their studies, and the family runs well. Currently, my son is studying in the third year honours programme in the management department at Govt Azizul Haque College, Bogura.”

He said, “Now, the people of this village dream of achieving something great. Forgetting the past, we are all working together to create a better, self-reliant village. Once, people in the area were reluctant to marry boys and girls from our village, but this problem no longer exists. The village now has a government primary school, private high school, and a kindergarten. We are planning to establish a higher secondary college in the future.”

Local union parishad member Hasibur Rahman said around 80% of the people in this village are now educated, with many having sons and daughters studying in public and private universities. Fifteen years ago, there were no university students in this village, but now there are nine public university students residing in the village.

Origin story: After Abdur Rahim came Naya Mia and Tota Mia

Iqbal Hossain, general secretary of the local Hosiery Industry Owners Association, said in 1960s after providing training to some local individuals from Gaibandha to weave sweaters, mufflers, and socks, Abdur Rahim also assisted them in contacting various banks to secure loans for purchasing loom machines.

He also established a large factory named Madona Fashion in the Mirpur area of the capital. It evolved into a major export-oriented factory in the capital during the 1990s.

Meanwhile, his two sons immigrated to the United States. One of them has already passed away. Abdur Rahim himself passed away around 2009, after which Madona Fashion ceased operations, said Iqbal.

After the initial efforts of Abdur Rahim in establishing the small garment factories in Gaibandha, two cousins from Kochashahar named Naya Mia and Tota Mia pushed it forward to encourage more people to become entrepreneurs.

Having completed their education up to SSC, both of them ventured into the cloth business together in the area soon after the country gained independence.

Photo: Rajib Dhar

Hossain Mia, son of Tota Mia, said, “In 1982, two friends went to Dhaka to buy cloth and stumbled upon about 30 tonnes of foreign yarn abandoned in a textile mill. They purchased the yarn at a very low price and sold it in the area.”

They encouraged the people of the area to acquire both new and old looms and announced that all the yarn would be sold to them. Payment would only be required after the goods made from the yarns were sold.

“At that time, around 40 new entrepreneurs began producing socks and mufflers. This marked the beginning of the burgeoning small garment industry in the area,” added Hossain Mia.

Nayarhat, named after Naya Mia, is now the biggest hub for selling winter clothes in the country, boasting around 400 shops dedicated to wholesale selling of winter garments.

In addition to Nayarhat, 15 other local markets in the area have emerged as wholesale hubs for winter clothing, including Bunatala Bazar, Bairagi Bazar, and Dakumara Hat in Kochashahar. Shalmara union hosts around 500 more shops across various markets, such as Mirarpara Bazar, Shalmara Bazaar, and Kalakata Haat, serving as wholesale centres for clothing.

Abul Hossain, president of the Shalmara Small Garments Entrepreneurs Association, told TBS that the factories in the villages of Shalmara union sold clothes worth about Tk300 crore last year. Production was even higher in Kochashahar union, with a market value of about Tk500 crore. Additionally, in Mahimaganj and Syedpur areas, another Tk500 crore worth of clothing was produced in the last season.

Shafiqul Islam is an experienced craftsman from Kochshahar Hosiery Village. He said that as factory owners have benefited financially from the winter clothing factories, workers involved in this industry have also found employment. People no longer have to worry about meeting the daily needs of their families.

However, there is a shortage of skilled workers due to a lack of institutionalised advanced training facilities, he said.

He further said in recent years, sophisticated computer-controlled automatic machines have been introduced in the hosiery village. All these machines are imported from abroad.

A man for all solutions

Ismail Hossain Sabu, from the Kochashahar area, is the owner of two companies named Shamima Hosiery and Shamima Machinery.

He operates a textile industry with 15 workers, in addition to selling all types of new and used machinery and parts for the textile industry. His name is quite renowned in the area for resolving any issues with machinery in one’s factory.

He told TBS that he used to work in a lathe factory in Dholaikhal, Dhaka, 20 years ago. Later, he moved to Gaibandha and purchased three looms to start a textile business. With his expertise in machinery repair, he initially focused on repairing handloom machines and electric loom machines.

Subsequently, he began buying and selling used machinery. Currently, he imports modern machines for cloth production and supplies them in the area, he said.

Ismail Hossain said most of the 20,000 households involved in the sector in these four unions purchase various machine parts from him. He has a business turnover of about Tk5 crore a year. Apart from him, there are three other businessmen engaged in similar work and machinery business.

There are no designers employed in any of the factories in this area. Here, everyone is an entrepreneur, a businessman, and a craftsman themselves.

Zahidul Islam, a factory owner in Mahimaganj, told TBS, “Sweaters are made in my factory. I create designs by combining different yarn colours. Workers follow those designs while working. Often, I work alongside the machines and provide instructions to the workers.”

“All the factories in these 50 villages follow the same manufacturing process,” he added.

Lack of govt support

Iqbal Hossain, general secretary of the Nayarhat Hosiery Industry Owners Association, said the SME Foundation’s loan programme in these areas is very limited, with nothing noteworthy. There is no initiative from anyone to modernise the handloom industry. However, the government is collecting tax revenue properly.

Furthermore, the roads of the wholesale markets in remote areas are not suitable for smooth traffic flow and movement of wholesalers coming from different districts. There are hardly any skill development activities for weavers in this area, he said.

Shahadul Islam, a factory owner in Nayarhat, said local banks do not provide loans to all these developing small and cottage industries. As a result, they have to borrow from traders at high interest rates to run their factories.

Besides, they have to commence production in the winter season by taking advance payments from buyers, significantly reducing their profit margins. Moreover, if the business does not perform well, they will fall into debt, he added.

Plans for Tant Palli in limbo

The Bangladesh Handloom Board to>(ok the initiative to establish “Kochashahar Tant Palli” on three acres of land in the Kochashahar area, but the project has been stalled for a long time.

Additional Secretary Mahmud Hossain, chairman of the Handloom Board, told TBS that this project will be discussed very soon. “People of this area are contributing well to the country’s economy and trade; we will proceed with this as soon as possible.”

Gobindaganj MP (Member of Parliament) Abul Kalam Azad said, “Textiles produced in this area are meeting a large part of the demand for winter clothing of the people of the country. Now the people here are very advanced. I will talk to those concerned to establish the tantpalli.”

Photo: Rajib Dhar

Photo: Rajib Dhar

He said that the work of the Rangpur EPZ project will start in the Bagda Farm area of Gobindaganj. “We are looking at whether something can be done about the industry in this area.”

Gobindganj Upazila Parishad Chairman Abdul Latif Pradhan said that everything possible will be done to modernise the hosiery village developed in the area and produce high-quality winter clothes so that they can be exported abroad.

Afsar Ali, an elderly entrepreneur from the Shalmara area in his eighties, expressed concerns about the sustainability of the industry. He mentioned that due to climate change, the winter period in Bangladesh is not as long as it used to be, which could potentially reduce the scope of this industry.

Textile and Jute Minister Jahangir Kabir Nanak told TBS, “I have heard about this area. Prime Minister Sheikh Hasina is determined to realise a self-reliant Bangladesh. In line with this vision, plans for sustainable development in this area and initiatives to create more employment opportunities will be formulated and implemented in collaboration with relevant stakeholders.”

How 20,000 homes in North turn into mini-factories

Standing before his impoverished community in Gaibandha in the ’50s, Abdur Rahim had a vision: a transformation powered by loom machines.

This was much before the country’s readymade garment sector boom, the main driving force of the economy today.

What stood before Rahim at the time, however, were straw and mud homes, and a local economy still searching for a spark.

Abdur Rahim, from Kochashahar union in Gobindaganj upazila of the district, travelled to Dhaka and started working in a sweater factory.

For 10 years, he learned the ins and outs of the trade.

Around 1960, he brought some people from the union to Dhaka, trained them to weave sweaters, socks, and mufflers, and sent them to Gaibandha.

Map: TBS

Map: TBS

He also helped them purchase handlooms from Kolkata to start their own factories.

After 1971, this small garment industry spread to three other neighbouring unions of the district.

The fuse was lit. The industry has steadily expanded since then.

A manifestation complete 

The Gaibandha of today looks nothing like what Abdur Rahim saw before him almost a century ago.

If you venture into any neighbourhood along the winding road leading to some of the villages, you will be greeted by a rhythmic clack-clack sound.

For any newcomer traversing these roads, it evokes a distinct sensation.

You will swiftly grasp the source of this noise and activity upon spotting large and small-sized looms in the verandas of the houses.

The looms are diligently crafting various types of winter clothing, each imbued with the essence of the community’s industrious spirit.

Within these households, women can be seen engaged in different tasks. Some meticulously cut threads, others carefully package the finished garments, while still others refine the woven fabric.

Approach any residence in around 50 villages in Kochashahar, Mahimganj, and Shalmara unions in Gobindaganj and Syedpur union of Shivganj upazila, and the curious whirring noise will instantly fill in the air.

Some residences also house larger factory units within their boundaries.

The operations of these factories typically span from July through February. Some factories also operate year-round, collectively employing over 1 lakh people.

Aside from the facelift it gave Gaibandha, the transformation has also been felt in people’s fortunes.

Meet Hamidul Haque, the owner of Nasima Hosiery.

Standing outside his factory on a crisp February morning, Hamidul’s words are initially drowned out by six automatic electronic power looms churning out cardigans for women and sweaters for school students in the village of Chhaighoria, within the Kochashahar union.

“Once, I had nothing except the house and a small piece of land. Now, I own about 10 bighas of arable land. This factory has been built in a 3,000-square-foot large brick house in the village. Additionally, there is a two-storey house on 8 acres of land in Gobindaganj,” he says proudly.

Hamidul told The Business Standard that during the Pakistan period, his father used to produce socks and mufflers on a hand-operated loom.

Following production, his father would travel to various markets across the country to sell wholesale and retail.

“Nowadays, with the changing times, the business has expanded. Wholesalers from every region of the country now come to this area to purchase winter clothes.”

He further mentioned that his factory, with some 20 workers, produces around Tk50 lakh worth of cloth annually.

Entrepreneurs say the textiles produced in this region cater to the winterwear requirements of around 70% of the country’s low-income population with an annual turnover of around Tk1,000 crore.

If only Abdur Rahim were here to see it

The transformation that the industry has triggered in the economic, educational, health, and employment sectors within the areas is remarkable.

Unemployment rates in the area have plummeted, paralleled by a significant decrease in crime rates.

Women, too, have been empowered through active participation in this sector.

The standard of living in these villages far surpasses that of neighbouring areas, drawing workers from nearby villages to partake in the burgeoning industries.

Previously, many residents sought employment as wage labourers in distant areas during paddy and sugarcane seasons. However, such migration has now stopped, with ample opportunities available locally.

Currently, almost every household in these villages has either a pucca or semi-pucca structure. Every village has several public and private educational institutions.

A significant number of agent banking branches and private clinics have been established in the markets adjacent to the villages. Moreover, there are also some mobile phone sales centres and broadband internet service providers in the areas.

However, local entrepreneurs point out that the industry is not progressing at the expected rate due to the lack of support or assistance from the government.

Desired success is hindered by the absence of government loan assistance, modern training for artisans, and proper market management.

Entrepreneurs in the area suggest that if the country’s prominent entrepreneurs invest in this region, it is possible to transform this industry into an export-oriented sector beyond the domestic market by producing high-quality textiles at a low cost.

The ambience of change 

Local people say the number of these small factories is highest in Pepulia village next to Chhaigharia.

Amjad Mia, a 36-year-old from Pepulia village, manufactures hand and foot socks with three handlooms.

Reflecting on his journey, Amjad said, “In 2011, I bought an old hand-operated loom by taking a loan. For the first two years, I sold my own products by visiting different markets. I bought two more machines after that.

“Now, my family is doing very well relying on these three machines. I can deposit a significant amount of money in the bank every year.”

Around 900 of the 1,100 families in the village are making a good living like Amzad by operating small factories with one or two such machines.

Arif Hossain, an assistant teacher at Pepulia Government Primary School, said the number of students in the schools of this area is much higher compared to schools in other areas, and the dropout rate is very low.

Saghata upazila is situated northeast of Gobindaganj upazila.

Around 10,000 workers from Saghata are employed in these areas. Moshiur Rahman, from Balua village in Saghata, works in a factory in Kochashahar.

“Not only for employment, but we also visit the markets of this area for various purchases, covering a distance of about 20km. Every day, several MBBS doctors from Bogura, Gaibandha, and Rangpur come to provide medical services at various clinics in the area. We also visit here to avail ourselves of these services,” he said.

These textile factories in these 50 villages are now considered small and cottage industries.

According to local government officials, there are around 7,600 small and cottage industries producing winter clothes with a trade licence from the union parishad in Kochashahar, 5,100 factories in Mahimganj, 4,300 in Shalmara, and 1,480 in Sayedpur union.

Zahurul Islam, chairman of Kochashahar Union Parishad, said besides having a trade licence, many small entrepreneurs are producing textiles in these areas, and the number of such factories will exceed 20,000.

There are several large factories in the area where the owners have invested crores of taka.

Sarkar Hosiery in the Mukudpur area began production of mufflers and socks in 1986 with a handloom.

Now, the factory boasts 600 jacquard machines, with around 800 workers employed.

Abdul Al Sarkar, the owner of Sarkar Hosiery, said there are more than 20 large factories in the area, each employing over 500 workers.

These large factories collaborate with many renowned garment companies from the capital to manufacture and export winter clothes, through subcontracts.

Most of the yarn used for all the garments made in these areas is collected from fabric scraps, locally known as “jhut”.

The majority of the yarn in this area comes from Shaolpara in Dupchachia of Bogura.

Entrepreneurs say there are more than a thousand businessmen in Shaolpara who collect jhut and abandoned yarn from various garment factories in Dhaka and repurpose it into yarn suitable for textile production. Around 90% of the yarn from Shaolpara is used in the Gobindaganj area.

How the industry empowered women

Gobindganj Upazila Parishad Chairman Abdul Latif said about 30,000 women in these areas are directly involved in this industry. Many own their own factories, while others work as employees in factories owned by others.

Sophia Begum, a woman in her 50s from Pantamari village in Mahimaganj union, operates six machines in her factory. The annual sales of the products produced by her factory amount to about Tk40 lakh. Following the death of her husband Ahsan Uddin about 15 years ago, Sophia took over the business herself.

“I have a family of six members, and I manage everything. Four boys and girls are studying with the income from the factory. One of my daughters is in the last semester of her BBA programme at a private university in Dhaka. With my own earnings, I built a two-storey house on 10 kathas of land. I have also purchased four acres of land in Gaibandha town, where I plan to build a four-storey house by 2025,” she said.

“Not only me, but many women run their own factories, all of them are self-employed,” she added.

The name of Sophia’s factory is Sophia Hosiery. All 20 technicians working in this factory are women.

One of them, Umme Kulsum, said, “I have been working in this factory for 10 years. Work lasts for 6-7 months in a year. My house is in Balua village of the neighbouring Saghata upazila.

“I commute 10 kilometres daily. My husband is a van driver. We have two children. The income I earn here is used for family expenses as well as the education expenses of my son and daughter. Now we are doing quite well.”

Kulsum’s daughter is the elder of the two children. The proud mother said, “She is the first girl in her class. She wants to be a doctor. I will save the money needed to fulfil my daughter’s dream of becoming a doctor, and I will support her in her studies as necessary.”

Transformation of a village 

A village beside Majhpara in the north of Shibganj upazila, Bogura, had been known as “Benne Para” since the British period. Locals dubbed the villagers as low-caste people, hence the name Benne Para in the local language. The village is located in Kochshahar union along with the southernmost village of Chhaigharia.

Khairuzzaman, a 64-year-old resident of Chhaigharia, told TBS that the people of Benne Para had been making a living by engaging in various low-class jobs for many years. Some individuals were involved in petty theft and pickpocketing. However, over time, the village earned the name “Karigar Para” as its residents became involved in small garment industries.

Asir Uddin, a small garment entrepreneur from Karigar Para, said, “When the condition weaving factory industry in the Kochashahar area was at its peak around 1990, I sold 1 bigha of land and purchased two hand-operated weaving machines. I installed them at home and began working myself after receiving two weeks of training from local artisans in the Nayarhat area. Later, I taught my son the techniques.

“Most of the people in my village were impoverished and low-minded. They were engaged in undesirable and low-quality work. After me, two other weavers started working in the sector. I have assisted many individuals in advancing in this field.”

“Gradually, this industry developed in the homes of about 300 families in this village. In 2004, with the assistance of the chairman of the union parishad and the local MP, the name of the village was changed to Karigar Para.”

“There are no needy people in this village now. Even those who cannot afford to own a factory earn well by working in other factories,” he added.

Sabuj Mia, a resident of this village, said, “I do not own a machine, but I can earn around Tk2 lakh-Tk2.5 lakh annually by working in factories. My wife also earns around Tk1 lakh to Tk1.5 lakh annually. With this income, my son and daughter continue their studies, and the family runs well. Currently, my son is studying in the third year honours programme in the management department at Govt Azizul Haque College, Bogura.”

He said, “Now, the people of this village dream of achieving something great. Forgetting the past, we are all working together to create a better, self-reliant village. Once, people in the area were reluctant to marry boys and girls from our village, but this problem no longer exists. The village now has a government primary school, private high school, and a kindergarten. We are planning to establish a higher secondary college in the future.”

Local union parishad member Hasibur Rahman said around 80% of the people in this village are now educated, with many having sons and daughters studying in public and private universities. Fifteen years ago, there were no university students in this village, but now there are nine public university students residing in the village.

Origin story: After Abdur Rahim came Naya Mia and Tota Mia

Iqbal Hossain, general secretary of the local Hosiery Industry Owners Association, said in 1960s after providing training to some local individuals from Gaibandha to weave sweaters, mufflers, and socks, Abdur Rahim also assisted them in contacting various banks to secure loans for purchasing loom machines.

He also established a large factory named Madona Fashion in the Mirpur area of the capital. It evolved into a major export-oriented factory in the capital during the 1990s.

Meanwhile, his two sons immigrated to the United States. One of them has already passed away. Abdur Rahim himself passed away around 2009, after which Madona Fashion ceased operations, said Iqbal.

After the initial efforts of Abdur Rahim in establishing the small garment factories in Gaibandha, two cousins from Kochashahar named Naya Mia and Tota Mia pushed it forward to encourage more people to become entrepreneurs.

Having completed their education up to SSC, both of them ventured into the cloth business together in the area soon after the country gained independence.

Hossain Mia, son of Tota Mia, said, “In 1982, two friends went to Dhaka to buy cloth and stumbled upon about 30 tonnes of foreign yarn abandoned in a textile mill. They purchased the yarn at a very low price and sold it in the area.”

They encouraged the people of the area to acquire both new and old looms and announced that all the yarn would be sold to them. Payment would only be required after the goods made from the yarns were sold.

“At that time, around 40 new entrepreneurs began producing socks and mufflers. This marked the beginning of the burgeoning small garment industry in the area,” added Hossain Mia.

Nayarhat, named after Naya Mia, is now the biggest hub for selling winter clothes in the country, boasting around 400 shops dedicated to wholesale selling of winter garments.

In addition to Nayarhat, 15 other local markets in the area have emerged as wholesale hubs for winter clothing, including Bunatala Bazar, Bairagi Bazar, and Dakumara Hat in Kochashahar. Shalmara union hosts around 500 more shops across various markets, such as Mirarpara Bazar, Shalmara Bazaar, and Kalakata Haat, serving as wholesale centres for clothing.

Abul Hossain, president of the Shalmara Small Garments Entrepreneurs Association, told TBS that the factories in the villages of Shalmara union sold clothes worth about Tk300 crore last year. Production was even higher in Kochashahar union, with a market value of about Tk500 crore. Additionally, in Mahimaganj and Syedpur areas, another Tk500 crore worth of clothing was produced in the last season.

Shafiqul Islam is an experienced craftsman from Kochshahar Hosiery Village. He said that as factory owners have benefited financially from the winter clothing factories, workers involved in this industry have also found employment. People no longer have to worry about meeting the daily needs of their families.

However, there is a shortage of skilled workers due to a lack of institutionalised advanced training facilities, he said.

He further said in recent years, sophisticated computer-controlled automatic machines have been introduced in the hosiery village. All these machines are imported from abroad.

A man for all solutions

Ismail Hossain Sabu, from the Kochashahar area, is the owner of two companies named Shamima Hosiery and Shamima Machinery.

He operates a textile industry with 15 workers, in addition to selling all types of new and used machinery and parts for the textile industry. His name is quite renowned in the area for resolving any issues with machinery in one’s factory.

He told TBS that he used to work in a lathe factory in Dholaikhal, Dhaka, 20 years ago. Later, he moved to Gaibandha and purchased three looms to start a textile business. With his expertise in machinery repair, he initially focused on repairing handloom machines and electric loom machines.

Subsequently, he began buying and selling used machinery. Currently, he imports modern machines for cloth production and supplies them in the area, he said.

Ismail Hossain said most of the 20,000 households involved in the sector in these four unions purchase various machine parts from him. He has a business turnover of about Tk5 crore a year. Apart from him, there are three other businessmen engaged in similar work and machinery business.

There are no designers employed in any of the factories in this area. Here, everyone is an entrepreneur, a businessman, and a craftsman themselves.

Zahidul Islam, a factory owner in Mahimaganj, told TBS, “Sweaters are made in my factory. I create designs by combining different yarn colours. Workers follow those designs while working. Often, I work alongside the machines and provide instructions to the workers.”

“All the factories in these 50 villages follow the same manufacturing process,” he added.

Lack of govt support

Iqbal Hossain, general secretary of the Nayarhat Hosiery Industry Owners Association, said the SME Foundation’s loan programme in these areas is very limited, with nothing noteworthy. There is no initiative from anyone to modernise the handloom industry. However, the government is collecting tax revenue properly.

Furthermore, the roads of the wholesale markets in remote areas are not suitable for smooth traffic flow and movement of wholesalers coming from different districts. There are hardly any skill development activities for weavers in this area, he said.

Shahadul Islam, a factory owner in Nayarhat, said local banks do not provide loans to all these developing small and cottage industries. As a result, they have to borrow from traders at high interest rates to run their factories.

Besides, they have to commence production in the winter season by taking advance payments from buyers, significantly reducing their profit margins. Moreover, if the business does not perform well, they will fall into debt, he added.

Plans for Tant Palli in limbo

The Bangladesh Handloom Board to>(ok the initiative to establish “Kochashahar Tant Palli” on three acres of land in the Kochashahar area, but the project has been stalled for a long time.

Additional Secretary Mahmud Hossain, chairman of the Handloom Board, told TBS that this project will be discussed very soon. “People of this area are contributing well to the country’s economy and trade; we will proceed with this as soon as possible.”

Gobindaganj MP (Member of Parliament) Abul Kalam Azad said, “Textiles produced in this area are meeting a large part of the demand for winter clothing of the people of the country. Now the people here are very advanced. I will talk to those concerned to establish the tantpalli.”

He said that the work of the Rangpur EPZ project will start in the Bagda Farm area of Gobindaganj. “We are looking at whether something can be done about the industry in this area.”

Gobindganj Upazila Parishad Chairman Abdul Latif Pradhan said that everything possible will be done to modernise the hosiery village developed in the area and produce high-quality winter clothes so that they can be exported abroad.

Afsar Ali, an elderly entrepreneur from the Shalmara area in his eighties, expressed concerns about the sustainability of the industry. He mentioned that due to climate change, the winter period in Bangladesh is not as long as it used to be, which could potentially reduce the scope of this industry.

Textile and Jute Minister Jahangir Kabir Nanak told TBS, “I have heard about this area. Prime Minister Sheikh Hasina is determined to realise a self-reliant Bangladesh. In line with this vision, plans for sustainable development in this area and initiatives to create more employment opportunities will be formulated and implemented in collaboration with relevant stakeholders.”

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